Welcome to spring, a season brimming with joyous occasions like Teacher's Appreciation Week, Nurses Week, Mother's Day, and graduations. As we celebrate these milestones, why not seize the opportunity to earn points for future adventures while indulging in gift-giving? Today, I'll share how leveraging credit card benefits can turn your shopping into a rewarding experience.
Unlocking Rewards at Unexpected Places
Surprisingly, shopping for gifts at Office Max or Staples could be a game-changer for your wallet. These stores offer an extensive array of specialty gift cards and have frequent in-store promotions offering Visa and Mastercard gift cards with no or minimal activation fees. Coupled with the right business credit card, this makes for a lucrative shopping experience.
Earning Big with Business Credit Cards
Imagine turning everyday purchases into luxurious hotel stays or discounted airfare, all while spreading joy through thoughtful gifts. The Chase Ink Business Cash credit card earns 5% cash back on up to $25,000 spent annually at office supply stores, or you can redeem points for travel. Enhance your rewards potential by pairing the Ink Cash with premium Chase cards that earn Chase Ultimate Rewards like:
The Ink Cash's integration with the Chase Ultimate Rewards program enables effortless point transfers across all your accounts. Once your points reside in an Ultimate Rewards earning account (such as the three cards listed above), you can transfer them to any of the 11 airlines and 3 hotel brands that partner with Ultimate Rewards.
Maximizing Your Rewards Journey
Purchasing gift cards at an office supply store can be worth an average of 10.5 cents per dollar spent when the points earned are transferred and redeemed with a travel partner for what would normally be an expensive hotel stay or airfare. See examples from our Park Hyatt Chicago stay and upgrade with United Airlines.
And here's the kicker: you don't need a traditional business to qualify for a business credit card.
Simple Steps to Apply for a Business Credit Card
Whether you're a freelance creative, an Etsy entrepreneur, or a pet sitter extraordinaire, you can apply for a business credit card using your Social Security Number. Here's a simple guide:
1. Business Name: Your legal name
2. Business Type: Sole Proprietorship
3. Your Role: Owner
4. Employees: Zero
5. Select SSN#: Choose your Social Security Number from the drop-down menu
No fancy business setup is required – just a side hustle like pet sitting, selling on Etsy or eBay, or freelancing as a creative and a willingness to maximize your rewards. With a strategic approach, you can seamlessly integrate personal and business expenses, capitalizing on the benefits of your business credit card.
Maximizing Your Rewards Journey
As with any credit card application, there are considerations to keep in mind. For instance, with Chase cards, eligibility may be impacted if you've opened more than five credit cards with any bank in the last 24 months. However, with proper planning and guidance, you can navigate these nuances and make informed decisions.
Embark on Your Rewards Journey
Are you ready to elevate your gift-giving game while earning rewards for yourself? Consider exploring the world of gift cards and business credit card benefits. And if you're interested in applying for the card mentioned, feel free to use my referral link for a seamless experience.
Schedule a Credit Card Strategic Planning Session for personalized guidance on maximizing your credit and card benefits.
Comments